Terms of payment

CREDIT OR DEBIT CARD
You can make purchases with the following credit or debit cards:

Upon completion of the order, the customer enters their credit card details into a secure electronic banking system.

Margheritab.com uses a cutting-edge security program that adopts the protection system through Shopify to prevent card data from being intercepted or manipulated.
If the transaction is authorized, the amount is reserved on the card. The final charge will only take place when the order is shipped.

PAYPAL
By selecting the "PayPal" payment method, the customer will automatically be transferred to the PayPal site. If you are already a PayPal customer, simply log in with your details and confirm the payment. If you do not have a PayPal account, you will need to create one before proceeding with the payment. Margheritab.com reserves the right to ship the goods only to the address indicated on the account verified by PayPal.

BANK TRANSFER

The customer will receive the bank details needed to make the payment in the order confirmation email, which will also contain the order number. Please indicate this in the bank transfer reason. The goods will be stored pending the bank transfer and will be shipped only after the amount has been credited to our bank account.

INSTALLMENT PAYMENT WITH SOISY

Thanks to the partnership with Soisy, you can choose to pay for all our products in convenient instalments. Fill out the online request in 5 minutes, digitally sign the contract and pay in installments.

How does it work?
1. Choose Soisy at checkout
2. Choose your number of installments
3. Digitally sign the contract
4. Receive approval of your purchase

This method will allow you to defer payment in convenient installments and in the following way:
1. 100% online: with Soisy you make an installment request from your PC or directly from your smartphone, and we don't make you bother signing the contract either: you will receive a code via text message with which you can sign the contract digitally.
2. Convenient: With Soisy all expenses are included in the monthly instalment, there are no hidden expenses: no extra costs for investigations, stamp duty, installment collection or early repayment, no additional insurance or policies. Nothing at all: just the installment multiplied by the number of months you choose!
3. Fast: With Soisy you can make the request in just 5 minutes! enter your tax code and some general information about your work and get your quote; if you like the instalment, choose which day of the month you would like to pay. In just 5 minutes you will be notified if the installment request has been accepted.

SCALAPAY

Method available for amounts less than or equal to €1,000. Scalapay allows you to pay in three monthly installments and immediately receive the products purchased. The first installment will be charged at the time of purchase. The next two installments are automatically charged every 30 days.
For more information: https://www.scalapay.com/it

“If you buy with Afterpay you receive your order immediately and pay in 3 instalments. You acknowledge that the installments will be transferred to Incremento SPV Srl, related parties and their transferees, and that you authorize such transfer.”